Available on
Google PlayApple App Store

Spend, Send,
and Swap.

Manage local currencies, swap effortlessly, and send money – all in one secure app.

Get the app
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Supported countriesand 80+ countries served

20K+Downloads on App Store

25K+Active users

As featured in

Powerful tools for smarter Spending

Swap currenciesEUR CoinUSD Coin

Swap currency:Access live market rates and convert between currencies within your wallet.

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Big Spender
USD
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$1,200

Received just now

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Big Spender
Euro
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€21,200

Received just now

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Big Spender
South Africa
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R1,200

Sent

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Big Spender
USD
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$1,200

Received just now

International payments:Send and receive money across borders seamlessly with competitive exchange rates.

Sent

Security:Your funds and data are protected with advanced encryption and multi-layer authentication.

USA
EU
UK
Canada
South Africa
Kenya

Multicurrency:Send money to South Africa, Kenya, and 80+ country with Spendin.

With Spendin

Your borderless
account awaits

Lifestyle
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Spendin
Contactless

Herry Natasha

**** **** **** 1234

01/28

LifestyleUSDC

$2,200

Swap
$

Go further with Spendin Virtual Cards

Create secure cards for your online subscriptions, travel bookings, and everyday payments — without revealing your bank details.

Use everywhere

The only card you’ll ever need

Use your Spendin card anywhere in the world with instant payments, smart controls, and bank-level security.

Virtual card
Secure wallet

Your funds are always protected with industry-leading security.

Virtual cardVirtual card
Track spending

Monitor your transactions and spending habits with ease.

Virtual card
Global access
Global access

Send money and pay for services across borders without restrictions.

Tap and Pay

Tap and Pay

Spenders opinions

I used USDT and USDC on Spendin to spend in USD, and it worked perfectly. Being able to use stablecoins alongside cards in one app is a big win and an efficient display of solid infrastructure.

Bosun

HO, Kuda

I used Spendin app to send money from Nigeria to South Africa and Kenya, and the experience was smooth from start to finish. The speed and transparency really impressed me.

Egungun

Lifestyle Influencer

Using Spendin gives the efficient spending experience. No stress, no hidden fees, just easy spending.

Carter

Streamer

Got questions? We’ve got you.

You can manage NGN, ZAR, KES, USD, EUR, GBP, CAD.
Yes, virtual cards can be used for secure online payments across supported merchants.
Transfers are typically processed instantly, but may take a few minutes depending on the network.
Download the app, sign up with your email, and complete the onboarding process.
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Ready to Spend your
money, your way?

Join the big spenders today and experience smarter, seamless finance across borders